/

/

Ternary vs Costory

Ternary vs Costory

Comparison

Ternary vs Costory

Choose Ternary if you want a finance-owned ledger of technology spend (cloud, SaaS and AI) mapped to cost centers and your ERP, for CFO and FP&A teams. Choose Costory if you want allocation and explanations for engineering and FinOps teams, answers inside Slack and your AI assistant, and a flat published price.

Claims checked: 2026-10-16

Costory is our product.

The short answer

Choose Ternary if: you want a finance-owned ledger of technology spend (cloud, SaaS and AI) mapped to cost centers and your ERP, for CFO and FP&A teams.

Choose Costory if: you want allocation and explanations for engineering and FinOps teams, answers inside Slack and your AI assistant, and a flat published price.

Side by side


Ternary

Costory

Delivery

Web console and MCP, SaaS or self-hosted

Hosted remote MCP (OAuth), EU data residency

Providers

Cloud billing data from AWS and GCP, plus direct AI vendor data such as OpenAI and Anthropic

AWS, GCP, Azure, OCI, Kubernetes, Snowflake, Datadog, OpenAI, Anthropic, Cursor and more

Allocation

Ledger mapped to cost centers, GL codes and ERP chart of accounts

Virtual Dimensions (teams, products, envs), works with incomplete tagging

Audience

CFO, FP&A and FinOps analysts

Engineering and FinOps teams, in Slack and AI assistants

Pricing

See Ternary's site for pricing

Flat: €250 per month (Copilot) or €1,000 per month (Copilot Pro), billed annually; 30-day free trial

Where Ternary is strong

Ternary describes a Finance-owned ledger across AI, SaaS, cloud and on-premise spend, mapped to cost centers, GL codes and your ERP chart of accounts, and queryable over MCP. That fits finance-led organizations that want technology spend to reconcile with the general ledger.

Where Costory is different

  • Allocation first: Virtual Dimensions map accounts, projects, labels and tags to teams and features, even with incomplete tagging.

  • Explanations, not just numbers: cost changes are shown next to deploys, incidents and usage metrics.

  • Works where your team already is: Slack digests and alerts in the channel you choose (for example #finops), and Claude, Claude Code, Cursor and Grok Bot via MCP.

  • Flat pricing: Copilot €250/month, Copilot Pro €1,000/month, billed annually, with a 30-day free trial and a connection in under 30 minutes.

What Costory does not do

  • It does not buy Reserved Instances or Savings Plans for you.

  • It does not apply automated rightsizing.

  • It does not get write access to your cloud accounts (MCP actions create Costory objects only: alerts, reports, dashboards, events).

Can you use both?

Yes, they can sit side by side. Some teams use a finance-owned ledger for reconciliation and Costory for engineering-level allocation, deploy context and AI-assisted investigations. Costory is read-only on your cloud accounts: its actions create alerts, reports, dashboards and events in Costory only.

FAQ

Should I use Ternary or Costory?

It depends. Ternary fits finance-led teams that want a ledger of technology spend (cloud, SaaS and AI) mapped to cost centers and their ERP. Costory fits engineering and FinOps teams that want allocation and explanations inside Slack and their AI assistant, at a flat published price.

How does Ternary's pricing compare with Costory's?

See Ternary for current pricing. Costory has two flat plans, Copilot at €250/month and Copilot Pro at €1,000/month, billed annually, with a 30-day free trial.

Can I use Ternary and Costory together?

Yes, they can sit side by side. Some teams use a finance-owned ledger for reconciliation and Costory for engineering-level allocation, deploy context and AI-assisted investigations. Costory is read-only on your cloud accounts: its actions create alerts, reports, dashboards and events in Costory only.

How long does Costory take to set up, and where is my data hosted?

Under 30 minutes to connect your billing exports and the MCP, with Terraform or CloudFormation. Your first recommendation comes the next day, once the first billing data lands. A 30-day free trial is available. Costory hosts customer data in the EU, and access to your cloud accounts is read-only (billing and usage exports).

Connect in under 30 minutes. Get your first optimization recommendation the next day.

30-day free trial. Copilot, €250/month, or Copilot Pro, €1,000/month, billed annually.

First optimization recommendation

The next day

ROI

Pays for itself with the first recommendation you act on

Setup

About 30 minutes

Data residency

EU

Access

Read-only on your cloud