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Finout vs Costory: Read-Only MCP vs Write Tools

Finout vs Costory: Read-Only MCP vs Write Tools

Comparison

Finout vs Costory: Read-Only MCP vs Write Tools

Finout fits enterprises that want a single “MegaBill” and virtual tagging managed by a FinOps team. Costory's MCP can also act: create alerts, reports, dashboards and events. Pricing is flat and published.

Claims checked: 2026-10-09

Costory is our product. Claims about other tools reflect their public documentation as of October 2026; check their current docs before deciding.

The short answer

Choose Finout if: Finout fits enterprises that want a single “MegaBill” and virtual tagging managed by a FinOps team.

Choose Costory if: Costory's MCP can also act: create alerts, reports, dashboards and events. Pricing is flat and published.

Side by side


Finout

Costory

Delivery

Web app with a hosted MCP (read-only) and an AI assistant

Hosted remote MCP (OAuth), EU data residency

Providers

Multi-cloud and SaaS

AWS, GCP, Azure, OCI, Kubernetes, Snowflake, Datadog, OpenAI, Anthropic, Cursor and more

Allocation

Virtual tags (MegaBill)

Virtual Dimensions (teams, products, envs), works with incomplete tagging

Explaining changes

Anomaly detection

Deploys, CI/CD and custom events next to cost

Actions

Read-only MCP

Creates alerts, reports, dashboards and events in Costory; no cloud write access

Pricing

Priced on tracked spend, enterprise plans on quote.

Flat fee: Copilot, €250 per month, every playbook included

Where Finout is strong

Finout fits enterprises that want a single “MegaBill” and virtual tagging managed by a FinOps team.

Where Costory is different

  • Allocation first: Virtual Dimensions map accounts, projects, labels and tags to teams and features, even with incomplete tagging.

  • Explanations, not just numbers: cost changes are shown next to deploys, incidents and usage metrics.

  • Works in the assistants engineers already use: Claude, Claude Code, Cursor, VS Code Copilot and Dust via MCP.

  • Slack digests and alerts in the channel you choose (for example #finops), and investigation notebooks to keep findings in one place.

  • Flat pricing: Copilot €250/month (up to €10M annual cloud spend), Copilot Pro €1,000/month (up to €20M annual cloud spend), billed annually.

What Costory does not do

  • It does not buy Reserved Instances or Savings Plans for you.

  • It does not apply automated rightsizing.

  • It does not get write access to your cloud accounts (MCP actions create Costory objects only: alerts, reports, dashboards, events).

Can you use both?

Often, yes. Many teams keep their provider's native tools for account-level detail and use Costory for cross-provider allocation, reporting and AI-assisted investigations.

FAQ

Is Costory a replacement for Finout?

Costory's MCP can also act: create alerts, reports, dashboards and events. Pricing is flat and published.

How long does Costory take to set up?

Under 30 minutes to connect your billing exports and the MCP, with Terraform or CloudFormation. Your first recommendation comes the next day, once the first billing data lands. A 30-day free trial is available.

Where is Costory's data hosted?

In the EU.

Connect in under 30 minutes. Get your first optimization recommendation the next day.

30-day free trial. Copilot, €250/month, or Copilot Pro, €1,000/month, billed annually.

First optimization recommendation

The next day

ROI

Pays for itself with the first recommendation you act on

Setup

About 30 minutes

Data residency

EU

Access

Read-only on your cloud